Free for iOS & Android

Split Trips,
Not Friendships.

Track group expenses, scan receipts with AI, and settle debts in seconds. The only expense splitter you'll ever need.

10K+ Expenses Split
4.8 App Rating
50+ Currencies
Good morning Alex
Pending Settlements
S
Sarah You owe $42.50
Your Trips
🏔
Bali Summer 2026 4 members · $1,240 total
Weekend Ski Trip 3 members · $680 total
+

Trusted by groups traveling across 30+ countries

Splitting expenses shouldn't
split your group apart.

"Who paid for what?"

Losing track of expenses during trips leads to awkward conversations and broken trust.

"I forgot my share"

Mental math, lost receipts, and forgotten IOUs pile up — especially across currencies.

"Settling up is chaos"

Figuring out who owes who — and how much — turns into a spreadsheet nightmare.

Everything you need.
Nothing you don't.

SplitMate handles the complexity so you can focus on making memories.

Smart Expense Splitting

Split equally, by exact amount, or by percentage. SplitMate calculates the minimum number of payments needed to settle everyone up.

Equal Exact Percentage

AI Receipt Scanner

Snap a photo of any receipt. Our AI reads the amount, category, and description — no typing required.

Multi-Currency

Traveling abroad? Each trip can have its own currency with automatic exchange rate conversion.

Works Offline

No signal on a mountain? No problem. Add expenses offline — everything syncs automatically when you're back online.

Instant Settlements

See exactly who owes who. Record payments in one tap and keep a permanent audit trail.

Spending Analytics

Visualize spending by category, member, or timeline. Know exactly where the money went with beautiful charts.

Easy Invites

Share a link, scan a QR code, or enter a code. Getting your group onboard takes seconds, not minutes.

Real-time Notifications

Get notified when expenses are added, payments are recorded, or new members join your trip.

Up and running in 60 seconds.

Three steps. That's it. No accounts to create, no cards to link.

1
Trip Name
Bali Summer 2026
Currency
USD ($)
Create Trip

Create a Trip

Name your trip, pick a currency, and you're the host. It takes 5 seconds.

2
BALI2026

Invite Your Group

Share a link, QR code, or invite code. Friends join instantly — no sign-up friction.

3
Balances
A
Alex +$85.00
S
Sarah -$42.50
M
Mike -$42.50

Split & Settle

Add expenses as they happen. SplitMate shows who owes who and minimizes the number of payments.

Split it your way.

Not every expense should be split evenly. SplitMate gives you three ways to divide costs — so everyone pays their fair share.

Equal Split Divide evenly among everyone
Exact Amounts Set custom amounts per person
Percentage Distribute by custom percentages
Dinner at Sakura $120.00
Split equally
A
Alex $30.00
S
Sarah $30.00
M
Mike $30.00
J
Jess $30.00
Splits add up perfectly

Loved by travelers worldwide.

★★★★★

"Used SplitMate for our Japan trip with 6 friends. Zero arguments about money. The receipt scanner alone is worth the download."

R
Rahul K. Group trip to Japan
★★★★★

"The offline mode saved us in the mountains. We added expenses all week with no service, and it synced everything when we got back."

E
Emma L. Hiking trip, Colorado
★★★★★

"Finally an expense app that doesn't make you create accounts and link cards. Share a link, everyone's in. So simple."

D
David M. Roommates & weekend trips

Common questions.

Is SplitMate free?

Yes, completely free. No premium tiers, no ads, no hidden costs. All features are available to everyone.

Does everyone need to install the app?

Only the person adding expenses needs the app. Others can join via a link and view balances. But the full experience comes with the app installed.

Does it work without internet?

Absolutely. SplitMate is built offline-first. Add expenses, record payments, and view balances without any internet connection. Everything syncs automatically when you reconnect.

How does the AI receipt scanner work?

Take a photo of any receipt. Our AI reads the total amount, suggests a category, and fills in the description — saving you from manual data entry.

Can I use different currencies?

Yes. Each trip can have its own currency, and SplitMate handles exchange rate conversion automatically. Perfect for international travel.

Is my data safe?

Your data is stored securely with end-to-end encryption. We use industry-standard cloud infrastructure and never sell your data to third parties.

Ready to split smarter?

Download SplitMate free and never argue about money again.